Terms & Conditions

Effective Date: September 24, 2025

Welcome to OffDutyMoney.com (“we,” “our,” “us”). By accessing or using our website, content, or products (collectively, the “Services”), you agree to these Terms & Conditions.

1. Use of the Website

• You agree to use the Services for lawful purposes and not to engage in any activity that interferes with or disrupts them.
• You shall not submit malicious code, automated scraping, or unauthorized commercial communications (spam).

2. Products, Courses & Access

• We provide educational content, digital downloads, and tools. Unless otherwise stated, purchases grant a personal, non-transferable license for your own use.
• We may update or improve content; availability can change without notice.

3. Payments, Taxes & Refunds

• Prices are shown at checkout. Applicable taxes may apply.
• Unless a specific refund policy is stated on a checkout page, all sales are final.

4. Earnings & Results Disclaimer

We share strategies, tools, and training intended for educational purposes. We make no guarantees of income, results, or business outcomes. Your results depend on your effort, skills, compliance with laws, resources, and market conditions.

5. Intellectual Property

All content, trademarks, graphics, videos, code, and materials on OffDutyMoney.com are owned by or licensed to us and protected by law. You may not reproduce, distribute, share, or create derivative works without our written permission.

6. Third-Party Links & Affiliates

Our site contains links to third-party products and services. Some are affiliate links for which we may earn a commission at no additional cost to you. We are not responsible for third-party content, policies, or practices.

7. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising from your use of the Services.

8. Indemnification

You agree to indemnify and hold OffDutyMoney.com harmless from any claims or demands arising out of your use of the Services or violation of these Terms.

9. Privacy & Tracking Technologies

Your use of the Services is subject to our Privacy Policy, which explains our use of cookies, pixels, analytics, and advertising technologies (including Google and Meta/Facebook) for measurement and retargeting.

10. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be handled in a competent court with jurisdiction where we primarily operate.

11. Changes to Terms

We may modify these Terms at any time. Continued use after changes indicates acceptance of the updated Terms.

12. Contact

For questions about these Terms, email [email protected].